sutra 2.13

सति मूले तद्विपाको जात्यायुर्भोगाः ॥ २.१३ ॥

sati mūle tadvipāko jātyāyurbhogāḥ || 2.13 ||

sati = existing

mule = root

tad = that

vipāko=the fruition is

jāty = the circumstances of your birth (caste)

āyus = vitality, longevity

bhoga = material possessions, wealth

The obstacles are rooted in the fruits of karma, including what kind of family you’re born into, how long you live and your financial circumstances.

As long as the seeds of karma exist,

they will bear fruit birth after birth,

selecting the parents you are born to,

your spouse,

your children,

your life journey, and

how long you will live and how you will die.

Source: Access to Insight: A Glossary of Pali and Buddhist Terms

Vipaka refers to the consequence and result of a past volitional action (kamma).

Reward; result; fruition 

Source: Encyclopedia of Jainism: Tattvartha Sutra 8: Bondage of karmas

Vipāka (विपाक, “ripening”).—According to the 2nd-century Tattvārthasūtra chapter 8, “fruition is the ripening or maturing of karmas”.—What is meant by ripening /fruition (vipāka)? The maturing or rising of the karmas to yield distinctive and variegated fruits is ripening. What is the nature of results / experience from rise/ripening (vipāka) of the karmas? The nature of experience is similar to the name of the karma species e.g. knowledge obscuring karma will only cover the manifestation of knowledge.

What happens to karmas after fruition (vipāka)? They get dissociated from the soul after fruition (producing pleasant or miseryful experience). What is meant by dissociation (nirjarā)? Like the food consumed after digestion get excreted, similarly the karmas after fruition get excreted or dissociated from the soul. This is dissociation.

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